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PERSONAL INCOME AND DISPOSABLE INCOME: Personal income (PI) is the total income received by the members of the domestic household sector, which may or may not be earned from productive activities during a given period of time, usually one year. Disposable income (DI) is the total income that can be used by the household sector for either consumption or saving during a given period of time, usually one year. Disposable income is after-tax income that is officially calculated as the difference between personal income and personal tax and nontax payments. In the numbers game, personal tax and nontax payments are about 15% of personal income, which makes disposable personal income about 85% of personal income.

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COINCIDENT ECONOMIC INDICATORS

Four economic statistics that tend to move up or down along WITH business-cycle expansions and contractions. Most importantly, these measures indicate peak and trough turning points when they actually occur. Coincident economic indicators are one of three groups of economic measures used to track business-cycle activity. The other two are leading economic indicators and lagging economic indicators.

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YELLOW CHIPPEROON
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Today, you are likely to spend a great deal of time browsing about a thrift store trying to buy either a revolving spice rack or a how-to book on home repairs. Be on the lookout for attractive cable television service repair people.
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One of the largest markets for gold in the United States is the manufacturing of class rings.
"You are younger today than you will ever be again. Make use of it for the sake of tomorrow. "

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