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October 27, 2026 

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LIABILITY: Something that you owe. The biggest liabilities for most consumers are loans, including mortgages, car loans, credit-card balances, and installment accounts at stores.

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SCARCE

A condition in which a given good or resource is limited relative to its desired uses. This is a special condition of the general condition of scarcity. A scarce good or resource is typically exchanged through markets and carries a positive price.

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Today, you are likely to spend a great deal of time searching for rummage sales looking to buy either a decorative windchime with plastic or a flower arrangement for that special day for your mother. Be on the lookout for empty parking spaces that appear to be near the entrance to a store.
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This isn't me! What am I?

The 1909 Lincoln penny was the first U.S. coin with the likeness of a U.S. President.
"The way to gain a good reputation is to endeavor to be what you desire to appear. "

-- Socrates, philosopher

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