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EMPIRICAL: Based on or relating to real world data or analysis. Empirical should be contrasted with the theoretical. Whereas theoretical refers to abstract representations, empirical is actual real world observations. Empirical observation is critical to the scientific method. Once an hypothesis implied by a theory, empirical observation is key to the verification process.

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INCOME EARNED BUT NOT RECEIVED

The three types of income earned but not received (IEBNR) by the factors of production are Social Security taxes, corporate profits taxes, and undistributed corporate profits. IEBNR is subtracted from national income to calculate personal income.

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APLS

PINK FADFLY
[What's This?]

Today, you are likely to spend a great deal of time surfing the Internet seeking to buy either a birthday gift for your grandmother or a T-shirt commemorating yesterday. Be on the lookout for malfunctioning pocket calculators.
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This isn't me! What am I?

A lump of pure gold the size of a matchbox can be flattened into a sheet the size of a tennis court!
"The time your game is most vulnerable is when you're ahead; never let up. "

-- Rod Laver, Tennis player

CAR
Cumulative Average Return
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