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January 4, 2026 

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SELF-CONCEPT: A person's view or image of herself or himself. This is closely related to one's personality. A poor self-concept or negative sense of oneself can have a damaging affect on a person's ability to interact with others. Those who have a positive self-concept tend to believe in who they are and have confidence in their abilities to deal with various situations. Marketing researchers know that consumers tend to make purchases that reflect and enhance self-concept.

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EQUILIBRIUM QUANTITY

The quantity that exists when a market is in equilibrium. Equilibrium quantity is simultaneously equal to both the quantity demanded and quantity supplied. In a market graph, the equilibrium quantity is found at the intersection of the demand curve and the supply curve. Equilibrium quantity is one of two equilibrium variables. The other is equilibrium price.

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WHITE GULLIBON
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Today, you are likely to spend a great deal of time at a garage sale hoping to buy either a set of hubcaps or handcrafted decorations to hang on your walls. Be on the lookout for crowded shopping malls.
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This isn't me! What am I?

The wealthy industrialist, Andrew Carnegie, was once removed from a London tram because he lacked the money needed for the fare.
"When we do the best that we can, we never know what miracle is wrought in our life, or in the life of another."

-- Helen Keller

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Community Reinvestment Act, Contemporaneous Reserve Accounting
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